SBA 7(a) Seller Note & Subordination Solver

Underwrite capital structures for buying $1M–$5M EBITDA businesses, structuring subordinated seller carry to count as buyer equity injection under SBA SOP 50 10 7.1 guidelines.

Purchase Price & Seller Note %

Total Business Acquisition Purchase Price ($)

Seller Financing Promissory Note (%)

SBA 7(a) Senior Bank Debt (%)

Buyer Equity & Capital Structure

Buyer Out-of-Pocket Cash Equity Required

$320,000 Cash Injection (10.0%)

Subordinated Seller Carry Promissory Note

$480,000 Seller Note (15.0%)

SBA 7(a) Senior Bank Loan Funded

$2,400,000 SBA Debt (75.0%)