M&A Subordinated Seller Note Yield Solver

Underwrite negotiating subordinated seller promissory notes with contractual 24-month principal standstills and PIK interest compounding to bridge equity checks in small business buyouts.

Seller Note Principal & Interest Terms

Cash Preservation & Cumulative Payoff

Day-1 Working Capital Cash Preserved at Close
+$750,000 Equity Check Slashed
Total PIK Interest Accrued During Standstill Window
$116,719 Accrued Interest (Non-Cash)
Post-Standstill Fully Amortizing Monthly Check
$27,042 / mo (3-Year Amortization)