Micro-SaaS Acquisition Valuation & Risk Discount Solver

Underwrite bootstrapped software deals, calculate churn risk penalties, code tech-debt discounts, and determine fair offer pricing.

Target Micro-SaaS Financials

Current Annual Recurring Revenue (ARR $)

Seller Discretionary Earnings (Annual SDE / Net Profit $)

Monthly User / Logo Churn Rate (%)

Top 3 Customers Revenue Share (% of ARR)

Seller Asking Price ($)

Risk-Adjusted Fair Market Valuation

$258,300 (3.15x SDE)

Seller Asking Multiple

3.90x SDE (2.56x ARR)

Buyer Cash-on-Cash Payback (At Fair Price)

3.15 Years (31.7% Cash-on-Cash)

Acquisition Negotiation Recommendation

Counteroffer at $250k–$260k (19% Discount)